Don't let creditors steal your fresh start! Reporting or attempting to collect discharged debts is illegal.
Don't let creditors steal your fresh start! Reporting or attempting to collect discharged debts is illegal.
The National Consumer Bankruptcy Litigation Center was founded to protect the rights of people who have been granted a fresh start in bankruptcy, but see that fresh start threatened by creditors, collection agents and debt purchasing companies who are hoping to collect a little more money through pressure and deception.
Unfortunately, unscrupulous creditors and other debt collectors use a variety of tactics to profit from discharged debts. These include:
There are many variations on these methods, but the bottom line is clear.
If creditors or collection agents are calling you, or if your credit score is suffering because discharged accounts are still appearing on your credit report with something other than a zero balance, NCBLC may be able to help. Our mission is to stop unscrupulous creditors and collection agents from stealing the fresh start guaranteed by the U.S. Bankruptcy Code and to help consumers like you achieve the new financial beginnings that bankruptcy is intended to afford.
If discharged debts are appearing on your credit report, or if you've been contacted by a creditor attempting to collect on a discharged debt, fill out our free case evaluation form right now and find out how NCBLC may be able to help you fight back.