Remember Login

NCBLC - National Consumer Bankruptcy Litigation Center

• Home Page
• Free Legal Evaluation
• Our Services
• About the Firm
• Consumer Law Overview
• Attorney Training

William S. Gardner
President

William S. (Bill) Gardner has practiced law exclusively in the bankruptcy and consumer protection field since his graduation from Law School in 2004. He began his legal career as an undergraduate at the University of North Carolina at Chapel Hill, working at his Uncle Max’s law firm as a summer clerk. After Bill’s graduation from Law School in 2004 he began working as a full-time associate attorney at the Law Offices of O. Max Gardner III, PC. In the summer of 2007, Bill began running his own bankruptcy and consumer litigation practice, Gardner Law Offices. He has filed bankruptcy cases under Chapters 7, 11 and 13 of the United States bankruptcy code. He has also filed hundreds of Adversary Proceedings on behalf of consumer bankruptcy clients against mortgage servicers and other creditors for violations of the automatic stay, discharge injunction, Federal Fair Debt Collection Practices and state consumer protection laws.

Bill graduated from Shelby High School in Shelby, North Carolina, in 1997. After graduation, he attended the University of North Carolina at Chapel Hill where he received his Bachelor of Arts degree in history in 2001. Bill then attended the University Of South Carolina School Of Law in Columbia and received a Juris Doctorate in 2004.

Bill started working for his Uncle, O. Max Gardner III, as a summer law clerk in 1999 while a student at UNC in Chapel Hill. Based on his experience with his Uncle Max, Bill elected to attend law school and continued his summer work with Max’s law firm throughout his years in Columbia. After his graduation, Bill worked as a full time associate for the Law Offices of O. Max Gardner III, P.C., from September of 2004 until September of 2007.

In September of 2007 Bill formed his own firm, Gardner Law Offices, and continued to practice consumer bankruptcy law with his Uncle Max in Shelby when Max became the Chief Executive Officer and Vice President for the National Consumer Bankruptcy Litigation Center in Chicago. Max is “Of Counsel” to the Gardner Law Offices. Following a reorganization of the National Consumer Bankruptcy Litigation Center in December of 2008, Bill became a full partner in the firm and the name of the firm was changed to Gardner & Gardner, PLLC, doing business as the National Consumer Bankruptcy Litigation Center. Bill is currently serving as President of the firm and his Uncle Max is the Chief Executive Officer and Vice President of Litigation matters. Both Bill and Max continue to work on local bankruptcy cases through The Gardner Law Offices in Shelby.

The National Consumer Bankruptcy Litigation Center focuses its national litigation efforts on predatory mortgage servicing in consumer bankruptcy cases and on willful and intentional violations of the bankruptcy discharge injunction in those cases. NCBLC is also involved as counsel of record in consumer class actions arising out of bankruptcy cases, the most recent case being Laws vs. Priority Trustee Services and Morris Schneider & Prior, LLC, which is presently pending before the United States District Court for the Western District of North Carolina.

Bill is currently admitted to practice before all state courts in the State of North Carolina and before the United States District Court for the Western District of North Carolina. He is member of the North Carolina state bar and the North Carolina state bar association.

Bill resides in Shelby, North Carolina with his wife Amanda, their dachshund Gracie and their rescue cat Scout. When not practicing law, Bill enjoys collecting autographs and historical documents, especially those related to the Gardner and Webb families. He is proud to be the fifth generation of his family to practice law in the Western District of North Carolina.

Bill’s Great Grandfather was O. Max Gardner, who served as Governor of North Carolina from 1929 to 1933, as Chairman of the War Mobilization Board under President Roosevelt, and as Undersecretary of the United States Treasury and Ambassador to Great Britain during the Truman Administration. His Great Great Uncle, Clyde R. Hoey, is the only person in North Carolina political history to have served as a State Senator and Member of the State House, as a Representative to the United States Congress, as a United States Senator, and as Governor. Bill’s father, John Mull Gardner, has served the state as an Assistant District Attorney, as a Special Prosecutor in the District Attorney’s Office, as the Chief District Court Judge, and as the Chief Superior Court Judge for Judicial District 27B.

» Back