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O. Max Gardner III
Business North
Carolina has named O. Max Gardner III one of the top bankruptcy lawyers in North Carolina for three consecutive years. He was also selected by Law & Politics and Charlotte Magazine as one of North Carolina's "Super Bankruptcy Lawyers" in 2006, and will be so named again in 2007.
Legal Articles Archive
Foreclosures Flood Bankruptcy Courts
Posted on: September 8, 2008
The foreclosure crisis is fueling an increase in bankruptcy litigation over a variety of issues between lenders and homeowners. According to a recent ABA teleconference, residential foreclosures rose 55 percent just in the last year, with an estimated 1 million foreclosures by the end of the year and $3.5 trillion in home equity wiped out.
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Zombie Debts Haunting Borrowers
Posted on: April 9, 2008
A recent Newsday article alerted readers to the phenomenon of "zombie debt," which has been around since the 1990s, but has apparently become more common in recent years. According to the article, zombie debt is exactly what it sounds like - old debt that's been brought back to life. And, for un-savvy consumers, it can be just as frightening as a good zombie film.
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Despite Legal Reforms, Most Credit Reports are Inaccurate
Posted on: November 2, 2006
The 1996 amendments to the Fair Credit Reporting Act were intended to improve the accuracy of consumer credit reports by imposing duties-and some limited liability-on creditors who made inaccurate reports to the credit bureaus or failed to adequately investigate consumer-disputed items.
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An Army of Debt
Posted on: November 2, 2006
Like many stories, this has several beginnings. Here is one: On a hot day in August, 1983, just before my senior year of high school, I walked into the Army recruitment office in Appleton, Wisconsin. The purpose of my visit was practical. I wanted to go to college.
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