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Don't let creditors steal your fresh start! Reporting or attempting to collect discharged debts is illegal.

Fight back now with NCBLC!

Attorney Training

Attorney Training

CEO and Manager of NCBLC, O. Max Gardner III draws from his deep well of legal experience to offer a variety of online services to best prepare attorneys for bankruptcy cases, as well as the overall litigation process.

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NCBLC Firm Overview

The National Consumer Bankruptcy Litigation Center (NCBLC) was founded by national leaders in the field of consumer bankruptcy law. These consumer bankruptcy attorneys from across the country have come together to enforce consumer protection laws and create an environment of economic justice for American consumers throughout the United States.

For years, the credit and collection industries have gotten away with blatantly disregarding state and federal laws designed to protect consumers like you. Post-bankruptcy consumers are especially vulnerable; by NCBLC estimates, bankruptcy discharge violations like post-discharge collection efforts and inaccurate credit reporting occur in virtually every bankruptcy case. And, if you've filed for bankruptcy, you may have difficulty finding affordable legal counsel to enforce your post-discharge rights.

That difficulty has, traditionally, given the credit and collection industries a tremendous advantage, to the detriment of honest consumers like you who couldn't enforce their rights. Now, they're losing that advantage. The NCBLC partners have had enough, and we're leveling the playing field. We've joined forces to fight the unscrupulous creditors and collection agents who would deny you the fresh start guaranteed by the U.S. Bankruptcy Code.

Already, NCBLC attorneys are leading the way in enforcing existing consumer protection laws, while creating innovative consumer-friendly case law. If you've received a discharge in bankruptcy and your creditors are still seeking to collect from you, discharged items are still appearing on your credit report, or collection agencies or debt purchasers are telling you that they aren't covered by your bankruptcy discharge because they're a different company, you're not alone anymore. NCBLC has the knowledge, the resources, and the manpower necessary to lead the battle for economic justice for American consumers.


O. Max Gardner III
CEO

Business North Carolina has named O. Max Gardner III one of the top bankruptcy lawyers in North Carolina for three consecutive years. He was also selected by Law & Politics and Charlotte Magazine as one of North Carolina's "Super Bankruptcy Lawyers" in 2006, and will be so named again in 2007.

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William S. Gardner
President

William S. (Bill) Gardner has practiced law exclusively in the bankruptcy and consumer protection field since his graduation from Law School in 2004. He began his legal career as an undergraduate at the University of North Carolina at Chapel Hill, working at his Uncle Max’s law firm as a summer clerk. After Bill’s graduation from Law School in 2004 he began working as a full-time associate attorney at the Law Offices of O. Max Gardner III, PC.

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